A Deferred Payment Gift Annuity Can Supplement
Retirement Income
If you wish you can defer annuity payments until a later date, such as your retirement. You make the contribution now, securing a current income tax charitable deduction. We agree to pay you a guaranteed life income starting at any date you select. This is especially advantageous if your income tax bracket is higher now than it will be later.

Examples of deferred payment gift annuity returns:

Present Age	Payment Starts	Annual Income Rate*
45	60	14.20%
45	65	21.20%
50	65	16.30%
50	70	23.30%
55	65	12.20%
55	70	17.40%
60	65	9.10%
60	70	13.00%

*The rates are current as of March 2003. For up-to-date information please call the Office of Development at 314.577.5605 or 800.269.0552.

Click Here for a Deferred Payment Gift Annuity Example

The information provided is for your information only.  For legal and professional advice please consult an attorney. Attorneys,
CPA's, Trust Officers, and other allied professionals in the estate planning field may wish to visit the Planned Giving Design Center.

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